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Terms and Conditions

The Sites – factorscan.com and factorscan.co.uk, hereafter known as factorscan are owned and operated by BCR Publishing Limited.
You must read these Terms and Conditions before accessing factorscan. By accessing factorscan you agree to be bound by the terms and conditions set out below. If you do not wish to be bound by these Terms and Conditions do not use the site.
1. Definitions
"you/your" means user and/or registered user, "we/us/our" means BCR Publishing Linited, "Services" means the on-line financial information and other services provided solely to registered users and/or subscribers by us, " factorscan" ("the Site") means the website operated by us at the URL www.factorscan.com and www.factorscan.co.uk through which you may access the Services.
There is no specific time limit applying to your access and use of the Site on these Terms. However, BCR Publishing reserves the right to suspend or terminate your access and use of the Site at any time. It may exercise this right with or without notice. If applicable, notice will be given to your e-mail address as notified to factorscan. In that event, notice will be deemed to be served immediately after transmission or posting.
2. Use of factorscan Content
All material on the Site and material by E-mail (the "Content"). Unless otherwise stated, the copyright and similar rights in all material published on the Site are owned by BCR Publishing, its sponsors or its licensors. You are permitted to print or download extracts from this material for your personal use only. None of this material may be used for any commercial or public use. No part of the Site or any material appearing on the Site may be reproduced or stored in or transmitted to any other web site. No material appearing on the Site may be disseminated in any form, either electronic or non-electronic, nor included in any retrieval system or service without the prior written permission of factorscan and the payment of a specified fee. Any request for permission can be sent to factorscan - email info@bcrpub.co.uk
3. Registration
On registration, you must provide factorscan with accurate, complete registration information and it is your responsibility to inform factorscan of any changes to that information (including in particular your e-mail address).
Each registration is for a single office/workplace site only. On registration, you will be given a user name and password. factorscan does not permit any of the following:
- any other person from any other site/workplace sharing your user name and password;
- access through a single name and password being made available to multiple users on a network unless within the same office/workplace at the same geographical address.
You are responsible for all use of the Site made by you or anyone else using your user name and password and for preventing unauthorised use of your user name and password. If you believe there has been any breach of security such as the disclosure, theft or unauthorised use of your user name and password or any payment information, you must notify factorscan immediately by e-mailing info@bcrpub.co.uk
If you use or receive any e-mail service from the Site, you must not use the service to send, or use or re-use any material which is unlawful, threatening, abusive, libellous or indecent or which infringes copyright or other rights of third parties or which contains any other form of illegal content. You must not use the service to send any chain e-mails or "spam".
4. Ask factorscan and other services
By submitting Messages to Ask factorscan (the service offered in the Help Centre) or any similar service we offer or may offer in the future you are granting factorscan a perpetual royalty-free non-exclusive licence to reproduce, modify, translate, make available, distribute and sub-license the Message in whole or in part and in form. This may include personal information such as your user name and alias and your expressions of opinion. factorscan reserves the right to contact you by e-mail with regard to your use of Ask factorscan or any similar service.
It is not possible for factorscan to fully and effectively monitor when Messages infringe the copyright of a third party or other third party rights. If you believe that a message infringes any legal rights that you may have, you should notify factorscan immediately by contacting info@bcrpub.co.uk.
5. Content By E-Mail
factorscan may give you the option to request content by email. It may also send you e-mails to keep you updated on site developments. Your use of the Content received through these e-mail services will be subject to these Terms.
6. Subscription-based Content and Site Transactions
Subscription-based Content will be accessible on payment of certain charges. All payments (including any applicable taxes) must be made in Pounds Sterling, US Dollars or Euros. If paying by credit card and factorscan (or its designated agent) does not receive payment authorisation from your credit card clearing service, factorscan may immediately suspend your use of the Site. You are responsible for the payment of all charges associated with the use of the Site using your ID.
You may use the Site to purchase products or services from factorscan's third party links. In that event, your contract for such products will be with the third and not with factorscan.
The parts of the Site showing products or services for purchase are intended as advertisements only and factorscan or its sponsors is obliged to sell those products or services only if it accepts your offer to buy. All prices are subject to change without notice.
7. Software and Java Security
Copyright in any software that is made available for download from the Site ("Software") belongs to factorscan or its suppliers. Your use of the Software is governed by the terms of any licence agreement that may accompany or be included with the Software. Do not install or use any Software unless you agree to such licence agreement.
8. No warranties, exclusion of damages, limitation of liability, disclaimer and exclusive remedy.
The Content is for market professionals only. It is only for your general information and use and is not intended to address your particular requirements. In particular, the Content does not constitute any form of advice, recommendation or arrangement by factorscan and is not intended to be relied upon by users in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. Any arrangements made between you and any third party named on this Site are at your sole risk and responsibility.
You agree that your use of the Service is at your sole risk and acknowledge that the Service and anything contained therein, including, but not limited to, content, services, goods or advertisements (the "Items") are provided "AS IS" and that factorscan makes no warranty of any kind, express or implied, as to the Items, including, but not limited to, merchantability, noninfringement, title or fitness for a particular purpose or use. factorscan does not warrant that the Service is compatible with your equipment or that the Service is free of errors or viruses, worms, "Trojan horses" or similar programs and is not liable for any damage you may suffer as a result of such destructive features. You agree that factorscan, its Suppliers and its third-party agents shall have no responsibility or liability for (i) any injury or damages, whether caused by the negligence of factorscan, its employees, subcontractors, agents, Suppliers or otherwise arising in connection with the Service and shall not be liable for any lost profits, losses, punitive, incidental or consequential damages or any claim against factorscan by any other party or (ii) any fault, inaccuracy, omission, delay or any other failure in the Service caused by your computer equipment or arising from your use of the Service on such equipment. The content of other Web sites, services, goods or advertisements that may be linked to the Service is not maintained or controlled by factorscan. factorscan is therefore not responsible for the availability, content or accuracy of other Web sites, services or goods that may be linked to, or advertised on, the Service. factorscan does not (a) make any warranty, express or implied, with respect to the use of the links provided on, or to, the Service, (b) guarantee the accuracy, completeness, usefulness or adequacy of any other Web sites, services, goods or advertisements that may be linked to the Service or (c) make any endorsement, express or implied, of any other Web sites, services, goods or advertisements that may be linked to the Service. factorscan is also not responsible for the reliability or continued availability of the telephone lines and equipment you use to access the Service. You understand that factorscan and/or third-party contributors to the Service may choose at any time to inhibit or prohibit their content from being accessed under the Terms.
9. Further Disclaimer and Limitation of Liability.
You acknowledge that (i) the Service is provided for information purposes only and is not intended for trading purposes, (ii) the Service includes information taken from the site's sponsors and other sources, (iii) factorscan does not guarantee the sequence, accuracy, completeness or timeliness of the Service and (iv) the provision of certain parts of the Service is subject to the terms and conditions of other agreements to which factorscan is a party. Accordingly, anything to the contrary herein set forth notwithstanding, factorscan, its officers and employees, general partner, affiliates, subsidiaries, successors and assigns, Suppliers and its third-party agents shall not, directly or indirectly, be liable, in any way, to you or any other person for any: (i)inaccuracies or errors in or omissions from the Service including, but not limited to, quotes and financial data; (ii)delays, errors or interruptions in the transmission or delivery of the Service; or (iii)loss or damage arising therefrom or occasioned thereby, or by any reason of non-performance.
The Site contains links to other World Wide Web sites provided by independent third parties ("Third Party Sites"), either directly or through frames. factorscan is not responsible for the availability or content of Third Party Sites and will not be a party to, or in any way responsible for, any transaction concerning goods or services available from such Third Party Sites.
10. Changes to these Terms
Factorscan may add to or change the provisions of this agreement from time to time. All additions and changes will be notified to you. It is your responsibility as a user to refer to these additions and changes. They will come into effect immediately on being posted to the Site and you will be deemed to have accepted them if you make access to the Site after that time. If you do not wish to accept them, you must terminate this agreement as described above. You are required to provide factorscan with complete and accurate registration information and to update your information if it changes. If you fail to do so, you will be in breach of this agreement.
11. Advertising and Sponsorship
Part of the Site may contain advertising and sponsorship. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site complies with international and national law. factorscan will not be responsible for any error or inaccuracy in advertising material. Your correspondence with, or participation in promotions of, advertisers or merchants found on factorscan, including payment for and delivery of related goods, services and any other terms, conditions, warranties or representations, associated with such dealings, are solely between you and such advertiser or merchant. You agree not to hold us liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such advertisers or merchants on factorscan.
12. No Waiver
No waiver by us shall be construed as a waiver of any proceeding or succeeding breach of any provision.
13. Entire Agreement
These terms and conditions constitute the entire agreement between the parties with respect to their subject matter and exclude any representations and warranties previously given or made other than any negligent or fraudulent misrepresentation.
14. Choice Of Law
These terms and conditions shall be governed by English law and you hereby irrevocably submit to the exclusive jurisdiction of the English courts. Nothing in this clause shall limit our right to take proceedings against you in any other court of complete jurisdiction, nor shall the taking of proceedings in one or more jurisdictions preclude the taking of proceedings in any other jurisdiction or jurisdictions, whether concurrently or not, to the extent permitted by law of such other jurisdiction and jurisdictions.
15. General
You may not assign, sub-license or otherwise transfer any of your rights under these Terms.
If any provision of these Terms is found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect.
Failure by either party to exercise any right or remedy under these Terms does not constitute a waiver of that right or remedy. Headings in these Terms are for convenience only and will have no legal meaning or effect.
BCR Publishing Limited’s principal office is at 3 Cobden Court, Wimpole Close. Bromley, Kent BR2 9JF, UK.

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